Medicorum Philosophy: Research, RIGOR, RESULTS

Medicorum Wealth Management was founded by a multidisciplinary professional in the areas of law, tax, investments, and insurance, who observed a critical disconnect in the financial world. While the vast majority of Fortune 500 companies have long utilized captive insurance as a cornerstone of their corporate financial strategy, the physicians and private medical groups who face some of the most complex and dynamic risk environments were being underserved with generic solutions.

Medicorum's mission is to bridge this gap. We are dedicated to bringing this sophisticated, institutional-grade risk management and wealth preservation architecture to the private medical community. We do so by providing the deep, specialized research necessary to implement these strategies with the academic rigor and unwavering compliance that the medical profession demands and deserves.

In a world of financial generalists, we have chosen a path of singular focus. This specialization is the source of our strength and our clients' security.

• Niche Specialization: We are not generalists. Our research and advisory services are focused exclusively on the utilization of micro-captive insurance companies for private physician groups. This dedicated focus allows us to maintain an unparalleled depth of knowledge in the intricate intersection of medicine, risk management, tax law, and insurance regulation.

• A Compliance-First Methodology: We operate with the clear understanding that micro-captives are under intense regulatory scrutiny. In an area fraught with potential peril, our process begins and ends with compliance. We design structures engineered to exceed the stringent, data-driven standards of the IRS's 2025 Final Regulations. For our clients, this transforms regulatory complexity from a potential threat into a source of enduring strength and stability.

A successful captive strategy cannot be designed in a silo. It requires a holistic, integrated approach. Michael H. MacLean, DBA Candidate, MBA, MSA, MA (Law), is a seasoned expert in the fields of accounting and tax law, risk management, insurance regulation, and investment management. His expertise ensures that every facet of a client's captive structure is sound, from the actuarial basis of its policies to the prudent management of its assets.